# Ujjivan EZY Mobile Banking vs U

The clearest difference is rating: Ujjivan EZY Mobile Banking at 3.0 against U's 1.0. Ujjivan EZY Mobile Banking also leads on review sentiment (80% vs 43%). U's advantage is update cadence (every 3 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ujjivan EZY Mobile Banking holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 80% of Ujjivan EZY Mobile Banking's written reviews are positive against 43% of U's.

Ujjivan EZY Mobile Banking ships an update monthly, U every 3 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Ujjivan EZY Mobile Banking | U |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/ujjivan-ezy-mobile-banking/id6745263604/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/u-one-by-utkarsh/id6789025370/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | **80.0% of reviews** | 43.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free | Free |
| Size | 270 MB | 84 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ujjivan Small Finance Bank](https://appshunter.io/developer/1219179029) | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) |

## What reviewers say

### Ujjivan EZY Mobile Banking

[App page](https://appshunter.io/ios/app/ujjivan-ezy-mobile-banking/id6745263604)

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

**Highlights:** Fingerprint and mPIN login, Account balance and statement access, Open/close Fixed and Recurring Deposits, IMPS, NEFT, RTGS transfers, Bill payments with auto-pay, Debit card management, Video Banking feature

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### U

[App page](https://appshunter.io/ios/app/u-one-by-utkarsh/id6789025370)

Manage your finances securely with this official mobile banking service. Access account details, transfer funds, pay bills, and open deposits anytime, anywhere. It serves as your 24/7 financial companion.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS), Bill payments, Open Fixed/Recurring Deposits, Update nominee details, Apply for locker facility, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ujjivan EZY Mobile Banking free?

Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.

### Is U free?

U is free to download, with no in-app purchases.

### Which has better reviews, Ujjivan EZY Mobile Banking or U?

Ujjivan EZY Mobile Banking is rated higher. Ujjivan EZY Mobile Banking averages 3.0 out of 5 from 2 ratings, while U averages 1.0 from 1 ratings.

### Do Ujjivan EZY Mobile Banking or U have ads?

Neither Ujjivan EZY Mobile Banking nor U shows ads.

### Which is updated more often, Ujjivan EZY Mobile Banking or U?

Ujjivan EZY Mobile Banking ships an update monthly, and U every 3 days. Most recently, Ujjivan EZY Mobile Banking was updated on October 25, 2026 and U on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*