# Bountisphere vs Owed.today

The clearest difference is update cadence: Owed.today at every 5 days against Bountisphere's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Bountisphere sells 2 in-app purchases, starting at $7.00 per month and Owed.today sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Bountisphere ships an update every 2 weeks, Owed.today every 5 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Bountisphere | Owed.today |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/bountisphere-budget-planner/id6745309794/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 77 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bountisphere, Inc.](https://appshunter.io/developer/1811709746) | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) |

## What reviewers say

### Bountisphere

[App page](https://appshunter.io/ios/app/bountisphere-budget-planner/id6745309794)

This app forecasts your cash flow up to two years in advance, helping you spot overdrafts and time bills perfectly. It offers a clear view of your finances, providing "Safe-to-Spend" numbers and debt payoff simulations to reduce financial stress.

**Highlights:** Cash flow forecasting, Bank balance projection, Debt and mortgage simulators, AI money coach, Shared profiles for couples, Goal tracking, Money mastery lessons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bountisphere Monthly | $7.00 | per month |
| Bountisphere Yearly | $70.00 | per year |


### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Bountisphere free?

Bountisphere is free to download, with in-app purchases available.

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Do Bountisphere or Owed.today have ads?

Neither Bountisphere nor Owed.today shows ads.

### Which is updated more often, Bountisphere or Owed.today?

Bountisphere ships an update every 2 weeks, and Owed.today every 5 days. Most recently, Bountisphere was updated on October 24, 2026 and Owed.today on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*