# UltiBudget vs Splitpay

The clearest difference is ads: UltiBudget at none against Splitpay's shown. UltiBudget also leads on update cadence (every 3 days vs every 3 weeks). Splitpay's advantage is iOS requirement (12.0 vs 16.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. UltiBudget sells 1 in-app purchase, starting at $2.99 per month and Splitpay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UltiBudget ships an update every 3 days, Splitpay every 3 weeks. The most recent releases landed on August 9, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | UltiBudget | Splitpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/ultibudget-offline-and-private/id6745314591/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 7 MB | 34 MB |
| Requires iOS | 16.1 | **12.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Joshua Farnell](https://appshunter.io/developer/1794822757) | [Abhijith Jishankar](https://appshunter.io/developer/1756043876) |

## What reviewers say

### UltiBudget

[App page](https://appshunter.io/ios/app/ultibudget-offline-and-private/id6745314591)

This app helps you manage your finances by scanning receipts, tracking expenses, and visualizing your spending habits. It offers smart budgeting tools and private data storage, keeping your financial information secure on your device.

**Highlights:** Receipt scanning with OCR, Smart expense splitting, Rollover budget tracking, Visual spending reports, Private, on-device data storage

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| UltiBudget+ | $2.99 | per month |


### Splitpay

[App page](https://appshunter.io/ios/app/splitpay-split-it/id6757140661)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitpay Monthly | $1.99 | per month |
| Monthly with offer | $1.99 | per month |
| SplitPay Year | $9.99 | per year |


## Frequently asked questions

### Is UltiBudget free?

UltiBudget is free to download, with in-app purchases available.

### Is Splitpay free?

Splitpay is free to download, with in-app purchases available.

### Do UltiBudget or Splitpay have ads?

Splitpay shows ads; UltiBudget does not.

### Which is updated more often, UltiBudget or Splitpay?

UltiBudget ships an update every 3 days, and Splitpay every 3 weeks. Most recently, UltiBudget was updated on August 9, 2026 and Splitpay on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*