# Net Worth Tracker vs SpendNivo

The clearest difference is in-app purchases: Net Worth Tracker at none against SpendNivo's 6. SpendNivo's advantage is update cadence (every 5 days vs monthly) and iOS requirement (13.0 vs 16.6). On price, ads and device support there is nothing between them.

Both are free to download. SpendNivo sells 6 in-app purchases, starting at $2.99 per month. Net Worth Tracker asks for nothing beyond the download.

Net Worth Tracker ships an update monthly, SpendNivo every 5 days. The most recent releases landed on November 5, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | SpendNivo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (8 ratings)](https://appshunter.io/ios/app/net-worth-tracker-assetview/id6745457615/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | — |
| Size | 23 MB | 109 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Emanuele Delirio](https://appshunter.io/developer/1553283756) | [Invention Hill](https://appshunter.io/developer/1650585923) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-assetview/id6745457615)

Easily track your total net worth across all assets in one place. Monitor your wealth's progress over time with historical charts and simple value updates. Designed for a clear, big-picture view of your financial standing.

**Highlights:** Track all assets in one place, View historical charts for each asset, Update asset values with ease, Monitor FIRE journey progress, No account required, data stays on device, Comprehensive financial portfolio overview

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendNivo

[App page](https://appshunter.io/ios/app/spendnivo-ai-expense-tracker/id6780809692)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly (SpendNivo) | $2.99 | per month |
| Pro Monthly (SpendNivo) | $4.99 | per month |
| Basic Quarterly (SpendNivo) | $7.99 | per 3 months |
| Pro Quarterly (SpendNivo) | $12.99 | per 3 months |
| Basic Yearly (SpendNivo) | $29.99 | per year |
| Pro Yearly (SpendNivo) | $49.99 | per year |


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with no in-app purchases.

### Is SpendNivo free?

SpendNivo is free to download, with in-app purchases available.

### Do Net Worth Tracker or SpendNivo have ads?

Neither Net Worth Tracker nor SpendNivo shows ads.

### Which is updated more often, Net Worth Tracker or SpendNivo?

Net Worth Tracker ships an update monthly, and SpendNivo every 5 days. Most recently, Net Worth Tracker was updated on November 5, 2026 and SpendNivo on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*