# Midescrow vs OGBillPay

The clearest difference is rating: OGBillPay at 5.0 against Midescrow's 4.1. OGBillPay also leads on monetization model (free vs ad-supported). Midescrow's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OGBillPay holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Midescrow ships an update every 3 weeks, OGBillPay every 2 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Midescrow | OGBillPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/midescrow/id6745491039/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ogbillpay/id6748001766/reviews)** |
| Number of ratings | **7** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 139 MB | 41 MB |
| Requires iOS | **14** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Midescrow Ventures](https://appshunter.io/developer/1807885694) | [LIONHEART NIGERIA LIMITED](https://appshunter.io/developer/1675912925) |

## What reviewers say

### Midescrow

[App page](https://appshunter.io/ios/app/midescrow/id6745491039)

Manage your bills and create virtual USD cards for online shopping. Easily pay for electricity, airtime, and subscriptions. Enjoy secure and convenient payment solutions.

**Highlights:** All-in-one bill payment, Virtual USD card creation, Electricity bill payment, Airtime top-up, Subscription payments, Secure online shopping

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OGBillPay

[App page](https://appshunter.io/ios/app/ogbillpay/id6748001766)

This app simplifies everyday payments, consolidating all your financial needs into one secure platform. Easily top up airtime and data, pay electricity and TV bills, fund betting wallets, and convert airtime to cash. Earn rewards with every transaction and enjoy fast, secure withdrawals to Nigerian banks.

**Highlights:** Airtime & Data Top-up, Electricity & Cable TV Bill Payments, Wallet Funding & Airtime-to-Cash, OGPoints Rewards System, Secure Withdrawals, Biometric & PIN Protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Midescrow free?

Midescrow is free to download, with no in-app purchases.

### Is OGBillPay free?

OGBillPay is free to download, with no in-app purchases.

### Which has better reviews, Midescrow or OGBillPay?

OGBillPay is rated higher. Midescrow averages 4.1 out of 5 from 7 ratings, while OGBillPay averages 5.0 from 3 ratings.

### Do Midescrow or OGBillPay have ads?

Neither Midescrow nor OGBillPay shows ads.

### Which is updated more often, Midescrow or OGBillPay?

Midescrow ships an update every 3 weeks, and OGBillPay every 2 months. Most recently, Midescrow was updated on November 5, 2026 and OGBillPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*