# ZenBudget vs Cacao Ledger

The clearest difference is update cadence: Cacao Ledger at every 5 days against ZenBudget's fortnightly. Cacao Ledger also leads on iOS requirement (13.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZenBudget ships an update fortnightly, Cacao Ledger every 5 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | ZenBudget | Cacao Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cacao-ledger/id6762229692/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | — | Free |
| Size | 12 MB | 24 MB |
| Requires iOS | 26.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kouki Saito](https://appshunter.io/developer/912099331) | [Eduardo Oropeza-Sanchez](https://appshunter.io/developer/1893458394) |

## What reviewers say

### ZenBudget

[App page](https://appshunter.io/ios/app/zenbudget/id6745493128)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Cacao Ledger

[App page](https://appshunter.io/ios/app/cacao-ledger/id6762229692)

This personal accounting app uses double-entry bookkeeping to provide a clear financial overview. Track income, expenses, and organize funds across various categories, with robust reporting and multi-currency support. Your financial data remains private and on your device.

**Highlights:** Double-entry bookkeeping, Transaction recording, Financial reporting (income statement, balance sheet), Multi-currency support, Data export (PDF, JSON, CSV, Ledger), On-device privacy

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZenBudget free?

ZenBudget is free to download, with no in-app purchases.

### Is Cacao Ledger free?

Cacao Ledger is free to download, with no in-app purchases.

### Do ZenBudget or Cacao Ledger have ads?

Neither ZenBudget nor Cacao Ledger shows ads.

### Which is updated more often, ZenBudget or Cacao Ledger?

ZenBudget ships an update fortnightly, and Cacao Ledger every 5 days. Most recently, ZenBudget was updated on November 8, 2026 and Cacao Ledger on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
