# Dumbo Credit vs Tocopay

The clearest difference is rating: Dumbo Credit at 4.6 against Tocopay's 1.0. Dumbo Credit also leads on ratings volume (841 vs 1) and chart position (#60 vs unranked). Tocopay's advantage is in-app purchases (none vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Dumbo Credit sells 3 in-app purchases, starting at $24.99 per month. Tocopay asks for nothing beyond the download.

Dumbo Credit holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Dumbo Credit has 841 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Dumbo Credit | Tocopay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (841 ratings)](https://appshunter.io/ios/app/dumbo-credit/id6745514687/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/tocopay/id6751248056/reviews) |
| Number of ratings | **841** | 1 |
| Positive reviews | 38.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | — |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#60** | — |
| Size | 87 MB | 18 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Dumbo Credit](https://appshunter.io/developer/1812654962) | [MAF Servicios Integrales S.L.](https://appshunter.io/developer/1832731910) |

## What reviewers say

### Dumbo Credit

[App page](https://appshunter.io/ios/app/dumbo-credit/id6745514687)

**Currently charting:** #60 Top Grossing · Finance (US App Store)

Manage your credit score, identify errors in your report, and learn how to build credit from scratch. This app offers 24/7 monitoring, protection against inaccuracies, and an exclusive course with expert strategies. It also includes a simulator to test the impact of financial actions and an analysis tool for debt management.

**Highlights:** 24/7 credit monitoring, Error detection and protection, Exclusive credit building course, Credit score simulator, Debt analysis and planning

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dumbo Credit Platinum | $24.99 | per month |
| Premium Plan | $39.99 | per month |
| No subscribirse No funciona | $39.99 | per month |

**What reviewers like**

- 👍 Accurate credit information
- 🤖 Helpful AI features
- 💡 Useful for credit monitoring and improvement

**What reviewers complain about**

- 💰 Expensive subscription cost
- 🐛 Inconsistent app performance
- 🔍 Poor customer support responsiveness

**Reported bugs**

- Login and account access issues
- Delayed credit report updates

**Requested features**

- Improved accessibility features
- More detailed credit analysis tools


### Tocopay

[App page](https://appshunter.io/ios/app/tocopay/id6751248056)

Easily send money and manage remittances. Repeat favorite transactions with a single click and check beneficiary balances in real-time. Securely send payments with advanced encryption and fraud protection.

**Highlights:** Repeat transactions with one click, Initiate transfers from beneficiary list, Real-time beneficiary balance checks, Secure payments with encryption, Fraud protection measures

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Dumbo Credit free?

Dumbo Credit is free to download, with in-app purchases available.

### Is Tocopay free?

Tocopay is free to download, with no in-app purchases.

### Which has better reviews, Dumbo Credit or Tocopay?

Dumbo Credit is rated higher. Dumbo Credit averages 4.6 out of 5 from 841 ratings, while Tocopay averages 1.0 from 1 ratings.

### Do Dumbo Credit or Tocopay have ads?

Neither Dumbo Credit nor Tocopay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*