# Budge AI vs Hanypay

The clearest difference is in-app purchases: Hanypay at none against Budge AI's 3. Hanypay also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). Budge AI's advantage is update cadence (monthly vs every 8 months). On price and ads there is nothing between them.

Both are free to download. Budge AI sells 3 in-app purchases, starting at $4.99 per month. Hanypay asks for nothing beyond the download.

Budge AI ships an update monthly, Hanypay every 8 months. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Budge AI | Hanypay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budge-ai-expense-tracker/id6745526221/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Monthly** | Every 8 months |
| Monetization | Free with in-app purchases | — |
| Size | 114 MB | 58 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rejenga Inc.](https://appshunter.io/developer/1812305996) | [Hanergy Global Limited](https://appshunter.io/developer/1824861069) |

## What reviewers say

### Budge AI

[App page](https://appshunter.io/ios/app/budge-ai-expense-tracker/id6745526221)

Effortlessly track your spending by automatically logging transactions from SMS and email receipts. This AI-powered tool helps you build smarter budgets, understand your financial trends, and get personalized insights without needing your bank password.

**Highlights:** Automatic expense tracking from SMS/email, AI-powered budgeting and insights, Receipt scanning with auto-extraction, Privacy-focused design, no bank passwords, Daily, weekly, monthly spending breakdowns, Smart budget alerts

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budge Pro Monthly | $4.99 | per month |
| Budge Pro Monthly | $4.99 | per month |
| Budge Pro Yearly | $49.99 | per year |


### Hanypay

[App page](https://appshunter.io/ios/app/hanypay/id6748260370)

**In-app purchases:** none


## Frequently asked questions

### Is Budge AI free?

Budge AI is free to download, with in-app purchases available.

### Is Hanypay free?

Hanypay is free to download, with no in-app purchases.

### Do Budge AI or Hanypay have ads?

Neither Budge AI nor Hanypay shows ads.

### Which is updated more often, Budge AI or Hanypay?

Budge AI ships an update monthly, and Hanypay every 8 months. Most recently, Budge AI was updated on October 19, 2026 and Hanypay on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*