# 360Pay vs SoonPay

The clearest difference is rating: 360Pay at 5.0 against SoonPay's 3.4. SoonPay's advantage is update cadence (every 5 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360Pay holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 2 and 5 respectively.

360Pay ships an update every 2 months, SoonPay every 5 days. Both last shipped on October 28, 2026.

## The numbers

| Metric | 360Pay | SoonPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/360pay/id6745776306/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882/reviews) |
| Number of ratings | 2 | **5** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 78 MB | 35 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 12+ | 17+ |
| Developer | [360 Pay](https://appshunter.io/developer/1812421829) | [Soon Pay LLC](https://appshunter.io/developer/1839777074) |

## What reviewers say

### 360Pay

[App page](https://appshunter.io/ios/app/360pay/id6745776306)

This secure digital payments app simplifies sending and managing money for personal and business use. It allows for instant money transfers, quick merchant payments, and real-time transaction tracking on a protected platform.

**Highlights:** Instant money sending, Secure merchant payments, Seamless fund transfers, Real-time transaction tracking, Secured transaction platform

**In-app purchases:** none


### SoonPay

[App page](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882)

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

**Highlights:** Instant P2P payments, ACH bank transfers, Spending tracking, Real-time wallet balance, Detailed transaction history, Bank-level encryption

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 360Pay free?

360Pay is free to download, with no in-app purchases.

### Is SoonPay free?

SoonPay is free to download, with no in-app purchases.

### Which has better reviews, 360Pay or SoonPay?

360Pay is rated higher. 360Pay averages 5.0 out of 5 from 2 ratings, while SoonPay averages 3.4 from 5 ratings.

### Do 360Pay or SoonPay have ads?

Neither 360Pay nor SoonPay shows ads.

### Which is updated more often, 360Pay or SoonPay?

360Pay ships an update every 2 months, and SoonPay every 5 days. Most recently, 360Pay was updated on October 28, 2026 and SoonPay on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*