# Raqami Islamic Digital Bank vs Payvay

The clearest difference is update cadence: Raqami Islamic Digital Bank at every 3 weeks against Payvay's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raqami Islamic Digital Bank ships an update every 3 weeks, Payvay every 3 months. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Raqami Islamic Digital Bank | Payvay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (44 ratings)](https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804/reviews)** | — |
| Number of ratings | **44** | — |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 144 MB | 79 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Raqami Islamic Digital Bank Limited](https://appshunter.io/developer/1813826814) | [CERISMA PRIVATE LIMITED](https://appshunter.io/developer/1846081367) |

## What reviewers say

### Raqami Islamic Digital Bank

[App page](https://appshunter.io/ios/app/raqami-islamic-digital-bank/id6745778804)

This digital bank offers Shariah-compliant financial services, including online account opening, halal profit on savings, and convenient bill payments. It provides secure, accessible, and modern Islamic banking solutions for everyday needs in Pakistan.

**Highlights:** Online Islamic bank account opening, Halal profit on savings, Free PayPak Debit Card, Free bill payments, Instant Raast money transfers, Islamic Term Deposits, 24/7 customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payvay

[App page](https://appshunter.io/ios/app/payvay/id6753979642)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Raqami Islamic Digital Bank free?

Raqami Islamic Digital Bank is free to download, with no in-app purchases.

### Is Payvay free?

Payvay is free to download, with no in-app purchases.

### Do Raqami Islamic Digital Bank or Payvay have ads?

Neither Raqami Islamic Digital Bank nor Payvay shows ads.

### Which is updated more often, Raqami Islamic Digital Bank or Payvay?

Raqami Islamic Digital Bank ships an update every 3 weeks, and Payvay every 3 months. Most recently, Raqami Islamic Digital Bank was updated on November 8, 2026 and Payvay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*