# UPay Wallet vs SpendyWendy

The clearest difference is update cadence: SpendyWendy at every 2 weeks against UPay Wallet's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPay Wallet ships an update every 6 weeks, SpendyWendy every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | UPay Wallet | SpendyWendy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (7 ratings)](https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 54.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 164 MB | 21 MB |
| Requires iOS | **16.6** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [UPay Technology LTD.](https://appshunter.io/developer/1726104478) | [LightHouse Digi Lab OY](https://appshunter.io/developer/1872640539) |

## What reviewers say

### UPay Wallet

[App page](https://appshunter.io/ios/app/upay-wallet/id6745806643)

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

**Highlights:** Web3 Wallet supporting major cryptocurrencies, Multi-currency crypto cards, Global currency exchange, Crypto-to-fiat conversion, Yield-generating crypto finance solutions, Borderless remittance service, Integration with Apple Pay and Google Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SpendyWendy

[App page](https://appshunter.io/ios/app/spendywendy/id6769334506)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPay Wallet free?

UPay Wallet is free to download, with no in-app purchases.

### Is SpendyWendy free?

SpendyWendy is free to download, with no in-app purchases.

### Do UPay Wallet or SpendyWendy have ads?

Neither UPay Wallet nor SpendyWendy shows ads.

### Which is updated more often, UPay Wallet or SpendyWendy?

UPay Wallet ships an update every 6 weeks, and SpendyWendy every 2 weeks. Most recently, UPay Wallet was updated on November 5, 2026 and SpendyWendy on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*