# 木蛙记账 vs Saving Diary

The clearest difference is ads: Saving Diary at none against 木蛙记账's shown. 木蛙记账's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. 木蛙记账 sells 5 in-app purchases, starting at $1.99 per month and Saving Diary sells 3 in-app purchases, starting at $0.29 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 木蛙记账 against 5.0 for Saving Diary. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews are what separate them: 95% of 木蛙记账's written reviews are positive against 100% of Saving Diary's.

木蛙记账 ships an update fortnightly, Saving Diary every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | 木蛙记账 | Saving Diary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6745871414/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 94.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Freemium | Freemium |
| Size | 210 MB | 5 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Wuhan Siliwei Technology Co., Ltd.](https://appshunter.io/developer/1824574904) | [颖 杨](https://appshunter.io/developer/1872549512) |

## What reviewers say

### 木蛙记账

[App page](https://appshunter.io/ios/app/id6745871414)

This app helps you track income and expenses with AI-powered features. It offers smart analysis to identify savings opportunities and provides tools for budgeting and financial planning. Manage multiple accounts and secure your data with password protection.

**Highlights:** AI chat for quick expense logging, Smart spending analysis and savings suggestions, Real-time shared ledgers for group expenses, Automatic and scheduled transaction recording, Multi-account management, Category-based budgeting with alerts, Daily spending reports and calendar view

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $14.99 | per year |
| 终身会员 | $12.99 | one-time |
| 终身会员 | $14.99 | one-time |
| 终身会员 | $19.99 | one-time |


### Saving Diary

[App page](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489)

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

**Highlights:** Multiple saving plans, Visual progress tracking, Yearly overview grid, Personalized themes, Achievement system, Local data storage, Shareable achievement cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.29 | per month |
| Yearly Pro (Best Value) | $1.99 | per year |
| Lifetime Pro | $3.99 | one-time |


## Frequently asked questions

### Is 木蛙记账 free?

木蛙记账 is free to download, with in-app purchases available.

### Is Saving Diary free?

Saving Diary is free to download, with in-app purchases available.

### Which has better reviews, 木蛙记账 or Saving Diary?

木蛙记账 and Saving Diary are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do 木蛙记账 or Saving Diary have ads?

木蛙记账 shows ads; Saving Diary does not.

### Which is updated more often, 木蛙记账 or Saving Diary?

木蛙记账 ships an update fortnightly, and Saving Diary every 2 weeks. Most recently, 木蛙记账 was updated on October 24, 2026 and Saving Diary on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*