# 木蛙记账 vs Pico Saving

The clearest difference is ads: Pico Saving at none against 木蛙记账's shown. Pico Saving also leads on iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. 木蛙记账 sells 3 in-app purchases, starting at $1.99 per month and Pico Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | 木蛙记账 | Pico Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6745871414/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 94.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | — |
| Size | 210 MB | 33 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wuhan Siliwei Technology Co., Ltd.](https://appshunter.io/developer/1824574904) | [Private Intelligence Inc.](https://appshunter.io/developer/1745322684) |

## What reviewers say

### 木蛙记账

[App page](https://appshunter.io/ios/app/id6745871414)

This app helps you track income and expenses with AI-powered features. It offers smart analysis to identify savings opportunities and provides tools for budgeting and financial planning. Manage multiple accounts and secure your data with password protection.

**Highlights:** AI chat for quick expense logging, Smart spending analysis and savings suggestions, Real-time shared ledgers for group expenses, Automatic and scheduled transaction recording, Multi-account management, Category-based budgeting with alerts, Daily spending reports and calendar view

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $14.99 | per year |
| 终身会员 | $12.99 | one-time |


### Pico Saving

[App page](https://appshunter.io/ios/app/pico-saving/id6780373581)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Sakura Bank | $0.99 | one-time |


## Frequently asked questions

### Is 木蛙记账 free?

木蛙记账 is free to download, with in-app purchases available.

### Is Pico Saving free?

Pico Saving is free to download, with in-app purchases available.

### Do 木蛙记账 or Pico Saving have ads?

木蛙记账 shows ads; Pico Saving does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*