# DebtErasr vs ShiftPay

The clearest difference is in-app purchases: DebtErasr at none against ShiftPay's 3. DebtErasr also leads on update cadence (every 3 days vs fortnightly). ShiftPay's advantage is ads (none vs shown). On price, rating, ratings volume and device support there is nothing between them.

Both are free to download. ShiftPay sells 3 in-app purchases, starting at $5.99 per month. DebtErasr asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for DebtErasr against 5.0 for ShiftPay. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

DebtErasr ships an update every 3 days, ShiftPay fortnightly. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | DebtErasr | ShiftPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/debterasr/id6745903753/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/shiftpay-calendar-tracker/id6766377257/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Fortnightly |
| Monetization | **Ad-supported** | Freemium |
| Size | 22 MB | 14 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 17+ | 4+ |
| Developer | [John Franks](https://appshunter.io/developer/1814420262) | [matthew newman](https://appshunter.io/developer/1895702524) |

## What reviewers say

### DebtErasr

[App page](https://appshunter.io/ios/app/debterasr/id6745903753)

This app helps you organize and pay off debt faster using AI. It can import your financial data from statements or screenshots to create personalized payoff strategies and track your progress visually.

**Highlights:** AI Debt Advisor, Smart Import from statements/screenshots, Custom payoff plans (snowball, avalanche, AI-optimized), Progress tracking with visuals, Secure and private data handling

**Features:** macOS Compatibility

**In-app purchases:** none


### ShiftPay

[App page](https://appshunter.io/ios/app/shiftpay-calendar-tracker/id6766377257)

This app helps shift workers organize their schedules and estimate their upcoming pay. It allows for planning recurring or single shifts, tracking work hours, and viewing potential earnings before payday. Designed for various industries with changing work hours.

**Highlights:** Plan repeating or one-off shifts, Track next shift and payday timing, View gross earnings estimates, Update actual time and overtime, Local schedule and pay setup, Apple Watch integration, Home Screen widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ShiftPay Pro | $5.99 | per month |
| ShiftPay Pro Weekly | $5.99 | per 7 days |
| ShiftPay Pro | $39.99 | per year |


## Frequently asked questions

### Is DebtErasr free?

DebtErasr is free to download, with no in-app purchases.

### Is ShiftPay free?

ShiftPay is free to download, with in-app purchases available.

### Which has better reviews, DebtErasr or ShiftPay?

DebtErasr and ShiftPay are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do DebtErasr or ShiftPay have ads?

DebtErasr shows ads; ShiftPay does not.

### Which is updated more often, DebtErasr or ShiftPay?

DebtErasr ships an update every 3 days, and ShiftPay fortnightly. Most recently, DebtErasr was updated on October 4, 2026 and ShiftPay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*