# IOU vs Ngumba

The clearest difference is in-app purchases: Ngumba at none against IOU's 1. Ngumba also leads on ads (none vs shown) and device support (3 vs 1). On price there is nothing between them.

Both are free to download. IOU sells 1 in-app purchase, starting at $9.99 per month. Ngumba asks for nothing beyond the download.

## The numbers

| Metric | IOU | Ngumba |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/iou-marker/id6746040680/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 days | — |
| Monetization | Ad-supported | — |
| Size | 149 MB | 27 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [IOU Marker](https://appshunter.io/developer/1814814238) | [PreventNow](https://appshunter.io/developer/1868457598) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-marker/id6746040680)

Create professional agreements and manage payments effortlessly. Draft documents using AI, e-sign, and track invoices and due dates in one organized platform. Secure sign-in ensures your data is protected.

**Highlights:** AI-powered agreement drafting, E-signature functionality, Payment and invoice management, Due date reminders, Dispute tracking, Secure sign-in

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $9.99 | per month |


### Ngumba

[App page](https://appshunter.io/ios/app/ngumba/id6800842876)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Ngumba free?

Ngumba is free to download, with no in-app purchases.

### Do IOU or Ngumba have ads?

IOU shows ads; Ngumba does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*