# Simple Budget vs Smart Tracker

The clearest difference is in-app purchases: Smart Tracker at none against Simple Budget's 4. Smart Tracker also leads on ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Simple Budget sells 4 in-app purchases, starting at $1.99 per 7 days. Smart Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Simple Budget against 5.0 for Smart Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Simple Budget ships an update weekly, Smart Tracker fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Simple Budget | Smart Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/simple-budget-expense-manager/id6746043320/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-tracker-walletmanagement/id6764520906/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 73 MB | 30 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Waheed Nazir](https://appshunter.io/developer/1612955852) | [Mohammad Abdallah](https://appshunter.io/developer/1895594253) |

## What reviewers say

### Simple Budget

[App page](https://appshunter.io/ios/app/simple-budget-expense-manager/id6746043320)

Manage your personal finances with this straightforward expense tracker. Monitor spending, set savings goals, and track bills and debt. Offers offline access, automatic cloud backup, and customizable reports to help you stay on top of your money.

**Highlights:** Expense and income tracking, Budget planning and savings goals, Debt and bill management, Offline finance management, Automatic cloud backup, Customizable expense categories, Forecasting future expenses

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (Weekly) | $1.99 | per 7 days |
| Monthly Subscription | $4.99 | per month |
| Premium (Yearly) | $44.99 | per year |
| Lifetime | $69.99 | one-time |


### Smart Tracker

[App page](https://appshunter.io/ios/app/smart-tracker-walletmanagement/id6764520906)

Manage your finances effortlessly by tracking bills, subscriptions, and shared expenses. Set visual savings goals with 'Savings Jars' and monitor your progress. The app offers real-time sync, payment reminders, and multi-currency support.

**Highlights:** Track bills and subscriptions, Savings goals with visual jars, Split shared expenses, Overdue payment alerts, Multi-currency support, Export data to CSV, Face ID lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simple Budget free?

Simple Budget is free to download, with in-app purchases available.

### Is Smart Tracker free?

Smart Tracker is free to download, with no in-app purchases.

### Which has better reviews, Simple Budget or Smart Tracker?

Simple Budget and Smart Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Simple Budget or Smart Tracker have ads?

Simple Budget shows ads; Smart Tracker does not.

### Which is updated more often, Simple Budget or Smart Tracker?

Simple Budget ships an update weekly, and Smart Tracker fortnightly. Most recently, Simple Budget was updated on October 24, 2026 and Smart Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*