# Insperity Mobile vs SmartBen NOW

The clearest difference is ratings volume: Insperity Mobile at 48K against SmartBen NOW's 868. Insperity Mobile also leads on update cadence (every 3 weeks vs every 3 months). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Insperity Mobile holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Insperity Mobile has 48K ratings behind it against 868, so its average is the more settled of the two. Written reviews point the same way: 38% of Insperity Mobile's written reviews are positive against 31% of SmartBen NOW's.

Insperity Mobile ships an update every 3 weeks, SmartBen NOW every 3 months. The most recent releases landed on September 25, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Insperity Mobile | SmartBen NOW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (48K ratings)](https://appshunter.io/ios/app/insperity-mobile/id674606949/reviews)** | [4.5 (868 ratings)](https://appshunter.io/ios/app/smartben-now/id1195891353/reviews) |
| Number of ratings | **48K** | 868 |
| Positive reviews | **38.1% of reviews** | 30.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 38 MB | 46 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Insperity, Inc.](https://appshunter.io/developer/674606952) | [HodgesMace, LLC](https://appshunter.io/developer/1195891352) |

## What reviewers say

### Insperity Mobile

[App page](https://appshunter.io/ios/app/insperity-mobile/id674606949)

Access your 401k, paycheck details, FSA, and UHC benefits card on the go. This app synchronizes with your active lifestyle for quick and easy management of your employee benefits and financial information.

**Highlights:** 401k access, Paycheck information, FSA management, UHC benefits card, Employee benefits portal

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and easy to use
- 🚀 Quick and straightforward
- 💡 Convenient access to payroll, benefits, and 401(k) information
- 🔒 Secure and reliable

**What reviewers complain about**

- 🐛 Frequent login issues and password resets
- 🐛 Clunky and non-user-friendly interface
- 🐛 Inconsistent functionality between app and website
- 🐛 Inability to edit time entries and payroll information

**Reported bugs**

- Duplicated clock-in/clock-out entries
- Incorrect currency display
- Unavailable features when overseas
- Constant service unavailability issues

**Requested features**

- Ability to manage hours and approve paychecks
- More detailed paycheck and deduction information
- Video tutorials for common tasks
- Improved integration with other platforms


### SmartBen NOW

[App page](https://appshunter.io/ios/app/smartben-now/id1195891353)

Access your employer-provided benefits information conveniently on your mobile device. Review plan details, make enrollment changes, and explore additional resources all within a single application.

**Highlights:** Access benefits information, Review plan details, Enroll or change benefits, Explore benefit resources, Up-to-date information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 User-friendly app
- 💡 Convenient to have everything in one app
- 🚀 Helpful information provided

**What reviewers complain about**

- 🐛 Glitchy app
- 🐛 Trouble loading paystubs
- 🐛 Blank pages when viewing paystubs
- 🐛 App not working for over a month
- 🐛 Difficult to navigate

**Reported bugs**

- Cannot download bank statements
- Cannot enter values in certain sections
- Login issues across devices
- Credentials not working
- Paycheck download function not working

**Requested features**

- Easier way to access tax forms and insurance info
- Add phone numbers for support
- Improve chat support knowledge
- Make important contact info more user-friendly
- Provide confirmation of successful enrollment


## Frequently asked questions

### Is Insperity Mobile free?

Insperity Mobile is free to download, with no in-app purchases.

### Is SmartBen NOW free?

SmartBen NOW is free to download, with no in-app purchases.

### Which has better reviews, Insperity Mobile or SmartBen NOW?

Insperity Mobile is rated higher. Insperity Mobile averages 4.7 out of 5 from 48K ratings, while SmartBen NOW averages 4.5 from 868 ratings.

### Do Insperity Mobile or SmartBen NOW have ads?

Neither Insperity Mobile nor SmartBen NOW shows ads.

### Which is updated more often, Insperity Mobile or SmartBen NOW?

Insperity Mobile ships an update every 3 weeks, and SmartBen NOW every 3 months. Most recently, Insperity Mobile was updated on September 25, 2026 and SmartBen NOW on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*