Comparison

Spendle vs Monfy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendle

Effortlessly manage your budget and gain financial clarity with a sleek, user-friendly interface. Organize income and expenses with unlimited categories, detailed reports, and multi-currency support. All premium features are free, forever, with no ads or subscriptions.

Highlights
  • Unlimited expense categories
  • Detailed monthly spending reports
  • Multi-currency and multi-language support
  • Import data from bank screenshots
  • Siri Shortcuts for hands-free use
  • Data export to CSV
  • No login required, local data storage
Features
Read full description

Tracking your expenses has never been easier. Spendle gives you the power to manage your budget and gain real financial clarity with a sleek, fast, and user-friendly interface. Best of all, every premium feature is completely free, forever. Whether you're a seasoned budgeter or just starting out, Spendle makes it effortless to stay on top of your income and expenses. Key Features: - Unlimited categories let you organize your money exactly how you want. - Dark Mode provides a clean, eye-friendly experience. - Detailed monthly reports help you understand your spending habits. - You can choose your own financial cycle start date to match your budgeting style. - Support for multiple languages, including Turkish, English, French, Spanish, Russian, Dutch, and Chinese, along with full multi-currency support. - Export your data anytime with simple CSV file generation. - Filter and search your transactions by date, category, or custom tags. - Scan bank screenshots to instantly import financial data from your banking app. - Use Siri Shortcuts to quickly add expenses or check your balance hands-free. - Get helpful notifications to stay on top of your financial goals. - No login required. All your data is stored securely on your device. Spendle is private, powerful, and built for real people. No subscriptions, no ads, and no tracking—just better budgeting.

About

Monfy

Features
Read full description

Track your expenses effortlessly with Monfy, take control of your budget, and discover your financial habits. SMART RECEIPT SCANNING - Simply show your receipt to the camera, and let AI do the rest. - Monfy automatically recognizes the store name, total, date, and items. Review, edit if needed, and save with a single tap. EXPENSE TRACKING - Categorize and record your income and expenses - View your daily, weekly, and monthly spending - Analyze your expense history in detail SHARED BUDGET MANAGEMENT - Sync accounts with your partner or housemates - Track shared expenses together - Manage family or household budgets in one place SUBSCRIPTION MANAGEMENT - Track subscriptions like Netflix or Spotify in one place - Receive notifications before renewal dates - See your monthly subscription costs and avoid unnecessary expenses RECURRING TRANSACTIONS - Automatically track regular payments like rent or bills - Plan recurring income and expenses DETAILED STATISTICS - Analyze spending habits with charts and reports - View category-wise breakdowns - Keep your budget under control with weekly and monthly summaries TRAVEL EXPENSES - Create separate budgets for your trips - Split group expenses among participants NOTIFICATIONS - Subscription renewal reminders NO ACCOUNT NEEDED Start using Monfy as a guest without creating an account. Your data is securely stored on your device and automatically transferred when you create an account later. DARK MODE Use comfortably day or night with eye-friendly dark mode support. DATA EXPORT Backup or share your expense data with other apps. Unlock all features with Monfy Premium: - AI-powered receipt scanning - Shared budget management - Detailed statistics and reports Take the first step toward financial freedom. Download Monfy now!

Screenshots

Spendle4 screens
Monfy4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendle at none against Monfy's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monfy sells 1 in-app purchase, starting at $2.99 per month. Spendle asks for nothing beyond the download.

UpkeepUpdate frequency

Spendle ships an update fortnightly, Monfy every 8 days. The most recent releases landed on July 5, 2026 and September 8, 2026 respectively.

Scorecard1 real difference · 7 level
Spendle versus Monfy: the parameters behind the verdict, then further details
ParameterSpendleMonfy
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.5 — better
Further details — not scored
Size5 MB69 MB
Age rating4+4+
DeveloperFikret Emre OcalLutfullah Ozturk

In-app purchases

None

Spendle

No in-app purchases

1 purchases

Monfy

Subscriptions1
  • Aylık Premium Paket$2.991 Month

Questions

Is Spendle free?
Spendle is free to download, with no in-app purchases.
Is Monfy free?
Monfy is free to download, with in-app purchases available.
Do Spendle or Monfy have ads?
Neither Spendle nor Monfy shows ads.
Which is updated more often, Spendle or Monfy?
Spendle ships an update fortnightly, and Monfy every 8 days. Most recently, Spendle was updated on July 5, 2026 and Monfy on September 8, 2026.

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