# Spending Tracker vs Perqly

The clearest difference is in-app purchases: Perqly at none against Spending Tracker's 2. Perqly also leads on iOS requirement (16.1 vs 18.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Perqly asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Spending Tracker against 5.0 for Perqly. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Spending Tracker ships an update every 10 days, Perqly fortnightly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Perqly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-tomi/id6746091712/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/perqly/id6749399477/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 11 MB | 69 MB |
| Requires iOS | 18.0 | **16.1** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aitolkyn Abdulvakhapova](https://appshunter.io/developer/1775616199) | [Perqly LLC](https://appshunter.io/developer/1830084823) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-tomi/id6746091712)

This privacy-focused personal finance manager helps you track expenses, manage budgets, and monitor cash flow with a clean, distraction-free design. It offers features like multi-currency support, offline functionality, and Apple Pay automation for effortless money management.

**Highlights:** Expense logging and categorization, Multi-currency tracking, Offline functionality, Apple Pay automation, Budget creation and monitoring, Multiple account management

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $2.99 | per 7 days |
| Yearly Plan | $19.99 | per year |


### Perqly

[App page](https://appshunter.io/ios/app/perqly/id6749399477)

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

**Highlights:** Tracks 200+ credit cards, Maximizes card benefits, Visual benefit progress bars, Calendar sync with alerts, Total privacy, no account linking, Custom categories and search

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Perqly free?

Perqly is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Perqly?

Spending Tracker and Perqly are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Spending Tracker or Perqly have ads?

Neither Spending Tracker nor Perqly shows ads.

### Which is updated more often, Spending Tracker or Perqly?

Spending Tracker ships an update every 10 days, and Perqly fortnightly. Most recently, Spending Tracker was updated on October 16, 2026 and Perqly on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*