# BorçKolay vs PayPlan

The clearest difference is in-app purchases: PayPlan at none against BorçKolay's 3. PayPlan also leads on ads (none vs shown) and update cadence (daily vs every 3 weeks). BorçKolay's advantage is iOS requirement (13.0 vs 16.4). On price and device support there is nothing between them.

Both are free to download. BorçKolay sells 3 in-app purchases, starting at $2.99 per month. PayPlan asks for nothing beyond the download.

BorçKolay ships an update every 3 weeks, PayPlan daily. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | BorçKolay | PayPlan |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Daily** |
| Size | 97 MB | 41 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Aykan Demirci](https://appshunter.io/developer/1815119875) | [Muhammet Yakupoglu](https://appshunter.io/developer/1865731454) |

## What reviewers say

### BorçKolay

[App page](https://appshunter.io/ios/app/borckolay/id6746093113)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Başlangıç Planı | $2.99 | per month |
| Dengeli Plan | $12.99 | per 6 months |
| Ekonomik Plan | $22.99 | per year |


### PayPlan

[App page](https://appshunter.io/ios/app/payplan-installment-tracker/id6758575296)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BorçKolay free?

BorçKolay is free to download, with in-app purchases available.

### Is PayPlan free?

PayPlan is free to download, with no in-app purchases.

### Do BorçKolay or PayPlan have ads?

BorçKolay shows ads; PayPlan does not.

### Which is updated more often, BorçKolay or PayPlan?

BorçKolay ships an update every 3 weeks, and PayPlan daily. Most recently, BorçKolay was updated on September 30, 2026 and PayPlan on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*