# Owey vs IOU

Owey and IOU are too close to call on the numbers: across 7 compared parameters — price, review sentiment, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Owey sells 3 in-app purchases, starting at $0.99 per month and IOU sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Owey | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | — |
| Monetization | Freemium | Free with in-app purchases |
| Size | 34 MB | 66 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ALEXANDRE JOSEPH PIERRE PAUL](https://appshunter.io/developer/1813388637) | [kai Lee](https://appshunter.io/developer/1769048375) |

## What reviewers say

### Owey

[App page](https://appshunter.io/ios/app/owey-iou-and-debt-tracker/id6746094609)

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

**Highlights:** Log loans in 10 seconds, Track money and objects, Overdue and upcoming item overview, Automated reminders, Pre-written nudge messages, Settled items moved to history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| QuiDoitQuoi Plus – Monthly | $0.99 | per month |
| QuiDoitQuoi Plus – Yearly | $8.99 | per year |
| QuiDoitQuoi Plus – Lifetime | $17.99 | one-time |


### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


## Frequently asked questions

### Is Owey free?

Owey is free to download, with in-app purchases available.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Do Owey or IOU have ads?

Neither Owey nor IOU shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*