# Spending Tracker vs Finzy

The clearest difference is in-app purchases: Finzy at none against Spending Tracker's 1. Finzy also leads on ratings volume (5 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Finzy asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Spending Tracker against 5.0 for Finzy. That said, the two scores are not equally well evidenced: Finzy has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Spending Tracker ships an update weekly, Finzy every 5 days. The most recent releases landed on October 30, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Finzy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-bux/id6746102667/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 26 MB | 51 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FELIPE LINCOLN](https://appshunter.io/developer/1815161114) | [Naga Sruthi Gullapalli](https://appshunter.io/developer/6793263183) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-bux/id6746102667)

Easily organize bills, track expenses, and manage your budget with this lightweight money manager. Log income and expenses, set up recurring transactions, and gain insights into your spending habits. Export your data to a spreadsheet for further analysis.

**Highlights:** Track Apple Pay transactions, Expense and income logging, Recurring transaction setup, Category management, Data export to spreadsheet, Offline functionality, Monthly spending summaries

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Access | $9.99 | one-time |


### Finzy

[App page](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916)

Effortlessly log expenses by speaking, scanning receipts, or quick taps. Set budgets, track bills, and gain insights into your spending habits with AI-powered analysis. All your data stays on your device, with optional cloud backup.

**Highlights:** Voice expense logging, Receipt scanning, Customizable budgets, Bill reminders, AI spending insights, Offline functionality, Data export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Finzy free?

Finzy is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Finzy?

Spending Tracker and Finzy are both rated 5.0 out of 5 on the App Store, from 1 and 5 ratings respectively.

### Do Spending Tracker or Finzy have ads?

Neither Spending Tracker nor Finzy shows ads.

### Which is updated more often, Spending Tracker or Finzy?

Spending Tracker ships an update weekly, and Finzy every 5 days. Most recently, Spending Tracker was updated on October 30, 2026 and Finzy on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*