# Paid vs Divvy

The clearest difference is ads: Paid at none against Divvy's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paid ships an update every 11 days, Divvy every 2 weeks. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Paid | Divvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 11 days** | Every 2 weeks |
| Monetization | Free | — |
| Size | 40 MB | 45 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Benjamin Soo](https://appshunter.io/developer/1815330827) | [Christen Xie](https://appshunter.io/developer/1844760745) |

## What reviewers say

### Paid

[App page](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724)

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

**Highlights:** Intuitive debt tracking, One-tap payment reminders, AI Receipt Splitter, Individual and group debts, Recurring debt management

**Features:** macOS Compatibility

**In-app purchases:** none


### Divvy

[App page](https://appshunter.io/ios/app/divvy-split-fairly/id6759147019)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paid free?

Paid is free to download, with no in-app purchases.

### Is Divvy free?

Divvy is free to download, with no in-app purchases.

### Do Paid or Divvy have ads?

Divvy shows ads; Paid does not.

### Which is updated more often, Paid or Divvy?

Paid ships an update every 11 days, and Divvy every 2 weeks. Most recently, Paid was updated on October 6, 2026 and Divvy on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*