# CashChat AI vs Divvy

The clearest difference is in-app purchases: Divvy at none against CashChat AI's 2. Divvy also leads on iOS requirement (16.0 vs 18.0). CashChat AI's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. CashChat AI sells 2 in-app purchases, starting at $14.99 per month. Divvy asks for nothing beyond the download.

CashChat AI ships an update monthly, Divvy every 2 weeks. The most recent releases landed on October 22, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | CashChat AI | Divvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cashchat-ai/id6746140581/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 82 MB | 45 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Hillman Manger](https://appshunter.io/developer/1810123914) | [Christen Xie](https://appshunter.io/developer/1844760745) |

## What reviewers say

### CashChat AI

[App page](https://appshunter.io/ios/app/cashchat-ai/id6746140581)

This personal finance app uses AI to help you manage your money through natural language conversations. Get personalized coaching, track your budget in real-time, and make informed financial decisions with AI-generated insights.

**Highlights:** Chat-based financial queries, Personalized AI coaching, Real-time budget tracking, Spending categorization, AI-generated financial reports, Decision-making support

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashChat AI Monthly | $14.99 | per month |
| CashChat AI Yearly | $119.99 | per year |


### Divvy

[App page](https://appshunter.io/ios/app/divvy-split-fairly/id6759147019)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CashChat AI free?

CashChat AI is free to download, with in-app purchases available.

### Is Divvy free?

Divvy is free to download, with no in-app purchases.

### Do CashChat AI or Divvy have ads?

Divvy shows ads; CashChat AI does not.

### Which is updated more often, CashChat AI or Divvy?

CashChat AI ships an update monthly, and Divvy every 2 weeks. Most recently, CashChat AI was updated on October 22, 2026 and Divvy on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*