# Spendly vs Spending Tracker

The clearest difference is update cadence: Spendly at every 4 days against Spending Tracker's every 3 months. Spendly also leads on iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Spendly sells 1 in-app purchase, starting at $2.99 per month and Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Spendly ships an update every 4 days, Spending Tracker every 3 months. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spendly | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 months |
| Size | 55 MB | 49 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Ievgen Chugunov](https://appshunter.io/developer/1743651444) | [Constantin Ginga](https://appshunter.io/developer/1835403346) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-tracker/id6746278148)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendly Lite 1 Month | $2.99 | per month |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-sumi/id6751497668)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Sumi Pro - Weekly | $1.99 | per 7 days |
| Sumi Pro - Annual | $24.99 | per year |
| Sumi Pro - Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do Spendly or Spending Tracker have ads?

Neither Spendly nor Spending Tracker shows ads.

### Which is updated more often, Spendly or Spending Tracker?

Spendly ships an update every 4 days, and Spending Tracker every 3 months. Most recently, Spendly was updated on October 28, 2026 and Spending Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*