# BillSplit vs Setto

The clearest difference is in-app purchases: Setto at none against BillSplit's 5. Setto also leads on update cadence (daily vs every 3 days) and device support (4 vs 1). On price and ads there is nothing between them.

Both are free to download. BillSplit sells 5 one-off in-app purchases. Setto asks for nothing beyond the download.

BillSplit ships an update every 3 days, Setto daily. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | BillSplit | Setto |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Size | 27 MB | 150 MB |
| Requires iOS | 17.6 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Oguz YILDIZ](https://appshunter.io/developer/1595375458) | [Arun Dhaduti](https://appshunter.io/developer/6798785513) |

## What reviewers say

### BillSplit

[App page](https://appshunter.io/ios/app/billsplit-split-bills/id6746359329)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits Pack | $1.99 | one-time |
| 100 Credits Pack | $2.99 | one-time |
| 20 Scan Credits | $4.99 | one-time |
| 500 Credits Pack | $9.99 | one-time |
| 1000 Credits Pack | $24.99 | one-time |


### Setto

[App page](https://appshunter.io/ios/app/setto-expense-sharing/id6798785511)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is BillSplit free?

BillSplit is free to download, with in-app purchases available.

### Is Setto free?

Setto is free to download, with no in-app purchases.

### Do BillSplit or Setto have ads?

Neither BillSplit nor Setto shows ads.

### Which is updated more often, BillSplit or Setto?

BillSplit ships an update every 3 days, and Setto daily. Most recently, BillSplit was updated on October 5, 2026 and Setto on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*