# Spending Tracker vs Finwatch

The clearest difference is in-app purchases: Spending Tracker at none against Finwatch's 2. Finwatch's advantage is iOS requirement (16.4 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Finwatch sells 2 in-app purchases, starting at $5.99 per month. Spending Tracker asks for nothing beyond the download.

Spending Tracker ships an update every 2 days, Finwatch every 3 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Finwatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (9 ratings)](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 days |
| Monetization | — | Free with in-app purchases |
| Size | 1 MB | 85 MB |
| Requires iOS | 18.4 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Dmitrii Prokushev](https://appshunter.io/developer/1815306793) | [Finwatch LLC](https://appshunter.io/developer/1881870269) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-subcoster/id6746378374)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finwatch

[App page](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368)

Effortlessly track spending, monitor net worth, and manage budgets without complex features. Securely link bank accounts, visualize financial trends, and set smart goals. Get a clear overview of your money with intuitive tools.

**Highlights:** Secure bank account connections, Net worth tracking with charts, Spending insights and trends, Smart budgeting with suggestions, Transaction review and categorization, Customizable reminders and notifications

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $5.99 | per month |
| Pro Annual | $54.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with no in-app purchases.

### Is Finwatch free?

Finwatch is free to download, with in-app purchases available.

### Do Spending Tracker or Finwatch have ads?

Neither Spending Tracker nor Finwatch shows ads.

### Which is updated more often, Spending Tracker or Finwatch?

Spending Tracker ships an update every 2 days, and Finwatch every 3 days. Most recently, Spending Tracker was updated on October 28, 2026 and Finwatch on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*