# ToonPay vs Pénz Egyetem

ToonPay and Pénz Egyetem are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | ToonPay | Pénz Egyetem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/toonpay/id6746450149/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Size | 74 MB | 49 MB |
| Requires iOS | 17.0 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Toonpay Technologies Limited](https://appshunter.io/developer/1816899045) | [Pénz Egyetem](https://appshunter.io/developer/1826849469) |

## What reviewers say

### ToonPay

[App page](https://appshunter.io/ios/app/toonpay/id6746450149)

This app allows users to spend cryptocurrency like cash globally using virtual or physical debit cards. It supports multiple blockchain networks and offers cashback rewards of up to 15%. Users can top up their wallets with USDC/USDT and enjoy fast, seamless transactions worldwide.

**Highlights:** Spend crypto like cash globally, Virtual and physical debit cards, Up to 15% cashback rewards, Supports USDC/USDT on 7 chains, Fast and seamless transactions, Referral program with rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pénz Egyetem

[App page](https://appshunter.io/ios/app/penz-egyetem/id6748658955)

**In-app purchases:** none


## Frequently asked questions

### Is ToonPay free?

ToonPay is free to download, with no in-app purchases.

### Is Pénz Egyetem free?

Pénz Egyetem is free to download, with no in-app purchases.

### Do ToonPay or Pénz Egyetem have ads?

Neither ToonPay nor Pénz Egyetem shows ads.

### Which is updated more often, ToonPay or Pénz Egyetem?

ToonPay ships an update fortnightly, and Pénz Egyetem fortnightly. Most recently, ToonPay was updated on October 7, 2026 and Pénz Egyetem on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*