# Ellicash vs SurgePay

The clearest difference is rating: SurgePay at 5.0 against Ellicash's 4.3. Ellicash's advantage is update cadence (weekly vs monthly) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SurgePay holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 3 and 8 respectively.

Ellicash ships an update weekly, SurgePay monthly. The most recent releases landed on October 23, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Ellicash | SurgePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (3 ratings)](https://appshunter.io/ios/app/ellicash/id6746459350/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/surgepay/id6748153951/reviews)** |
| Number of ratings | 3 | **8** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 56 MB | 106 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Ellington Micro Finance Bank](https://appshunter.io/developer/1800641721) | [SURGEPAY INC](https://appshunter.io/developer/1824489402) |

## What reviewers say

### Ellicash

[App page](https://appshunter.io/ios/app/ellicash/id6746459350)

Manage your spending, send money internationally, and exchange currencies with this financial app. It offers budgeting tools, instant spending notifications, and secure transaction options. Join millions of users managing their money more effectively.

**Highlights:** Everyday spending management, International money transfers, Currency exchange, Fast loan applications, Budgeting tools, Instant spending notifications, Secure virtual cards, 24/7 customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SurgePay

[App page](https://appshunter.io/ios/app/surgepay/id6748153951)

Manage multiple currencies, virtual cards, and send/receive money securely. Offers quick sign-in options, including biometrics, and provides real-time exchange rates for conversions. Ideal for everyday financial transactions with built-in support.

**Highlights:** Multi-currency wallets (USD & NGN), Virtual card creation, Money conversion with live rates, Send and receive money, Secure sign-in with biometrics, In-app live chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ellicash free?

Ellicash is free to download, with no in-app purchases.

### Is SurgePay free?

SurgePay is free to download, with no in-app purchases.

### Which has better reviews, Ellicash or SurgePay?

SurgePay is rated higher. Ellicash averages 4.3 out of 5 from 3 ratings, while SurgePay averages 5.0 from 8 ratings.

### Do Ellicash or SurgePay have ads?

Neither Ellicash nor SurgePay shows ads.

### Which is updated more often, Ellicash or SurgePay?

Ellicash ships an update weekly, and SurgePay monthly. Most recently, Ellicash was updated on October 23, 2026 and SurgePay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*