# Payzo vs JhaPay

The clearest difference is monetization model: JhaPay at free against Payzo's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Payzo against 5.0 for JhaPay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Payzo ships an update fortnightly, JhaPay every 2 weeks. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Payzo | JhaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/payzo-instant-cashback/id6746504053/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/jhapay/id6746750181/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 116 MB | 77 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bissi Yaazi Technologies Pvt.Ltd](https://appshunter.io/developer/1816895385) | [Jhapay](https://appshunter.io/developer/1818305693) |

## What reviewers say

### Payzo

[App page](https://appshunter.io/ios/app/payzo-instant-cashback/id6746504053)

Earn instant cashback on every payment made at partner stores. Discover nearby shops offering rewards, track your savings, and enjoy secure wallet-based transactions. Get personalized offers and make everyday spending more rewarding.

**Highlights:** Instant cashback on offline purchases, Secure in-app wallet for payments, Nearby store discovery with filters, Transaction history and savings tracker, Personalized offers from local stores, Wallet-based secure payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### JhaPay

[App page](https://appshunter.io/ios/app/jhapay/id6746750181)

This app facilitates fast, secure, and fee-free peer-to-peer money transfers. It allows users to send funds wallet-to-wallet, link bank accounts, and receive real-time notifications. Merchants can also list products and services for local discovery.

**Highlights:** Zero-fee P2P money transfers, Wallet-to-wallet fund transfers, Bank account linking, Real-time transaction notifications, Merchant product/service listings, Local customer discovery

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payzo free?

Payzo is free to download, with no in-app purchases.

### Is JhaPay free?

JhaPay is free to download, with no in-app purchases.

### Which has better reviews, Payzo or JhaPay?

Payzo and JhaPay are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Payzo or JhaPay have ads?

Neither Payzo nor JhaPay shows ads.

### Which is updated more often, Payzo or JhaPay?

Payzo ships an update fortnightly, and JhaPay every 2 weeks. Most recently, Payzo was updated on October 6, 2026 and JhaPay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*