# USV dApp vs HOLD

The clearest difference is rating: USV dApp at 5.0 against HOLD's 1.0. USV dApp also leads on update cadence (every 9 days vs monthly) and ratings volume (3 vs 1). HOLD's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

USV dApp holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

USV dApp ships an update every 9 days, HOLD monthly. Both last shipped on October 30, 2026.

## The numbers

| Metric | USV dApp | HOLD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/usv-dapp/id6746692739/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 34 MB | 119 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Ultra Smooth Studio LLC](https://appshunter.io/developer/1816754891) | [HIHODL Technologies OU](https://appshunter.io/developer/1852574442) |

## What reviewers say

### USV dApp

[App page](https://appshunter.io/ios/app/usv-dapp/id6746692739)

Turn purchases into verified digital assets. Scan product QR codes to instantly authenticate items and receive unique digital collectibles in your secure wallet. Manage tokens, track your portfolio, and explore brand perks.

**Highlights:** Instant product authenticity checks via QR scan, Mint unique digital collectibles (NFTs) for verified products, Securely buy, store, send, and stake USV tokens, Universal QR reader with high-speed scanning, Portfolio dashboard with real-time balance and market prices, Import existing Solana wallets (Phantom, Solflare), Earn 9% APY on USV tokens through staking

**In-app purchases:** none


### HOLD

[App page](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065)

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

**Highlights:** Receive payments globally, Split expenses in group chats, AI money assistant for planning, Book travel and hotels, Save and invest in crypto, Self-custodial security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is USV dApp free?

USV dApp is free to download, with no in-app purchases.

### Is HOLD free?

HOLD is free to download, with no in-app purchases.

### Which has better reviews, USV dApp or HOLD?

USV dApp is rated higher. USV dApp averages 5.0 out of 5 from 3 ratings, while HOLD averages 1.0 from 1 ratings.

### Do USV dApp or HOLD have ads?

Neither USV dApp nor HOLD shows ads.

### Which is updated more often, USV dApp or HOLD?

USV dApp ships an update every 9 days, and HOLD monthly. Most recently, USV dApp was updated on October 30, 2026 and HOLD on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*