# Summa vs Boring Expenses

The clearest difference is in-app purchases: Boring Expenses at none against Summa's 10. Boring Expenses also leads on review sentiment (100% vs 67%) and ratings volume (9 vs 2). Summa's advantage is update cadence (every 5 days vs monthly) and iOS requirement (18.4 vs 26.0). On price, rating, ads and device support there is nothing between them.

Both are free to download. Summa sells 10 in-app purchases, starting at $3.00 per month. Boring Expenses asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Summa against 4.9 for Boring Expenses. Both are backed by a comparable volume of ratings — 2 and 9 respectively. Written reviews are what separate them: 67% of Summa's written reviews are positive against 100% of Boring Expenses's.

Summa ships an update every 5 days, Boring Expenses monthly. Both last shipped on November 5, 2026.

## The numbers

| Metric | Summa | Boring Expenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324/reviews)** | [4.9 (9 ratings)](https://appshunter.io/ios/app/boring-expenses-spend-tracker/id6747011783/reviews) |
| Number of ratings | 2 | **9** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Freemium | **Free** |
| Size | 201 MB | 24 MB |
| Requires iOS | **18.4** | 26.0 |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Strata Veritate LLC](https://appshunter.io/developer/1818399397) | [Dmitry Kulizhnikov](https://appshunter.io/developer/1819381840) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324)

This app helps you manage your finances by tracking expenses, budgeting, and monitoring investments. It features an AI assistant for personalized insights and allows for shared finances with family. Secure and private, it aims to improve your financial health.

**Highlights:** AI money assistant, Automatic expense tracking, Shared budgeting for families, Bill and subscription alerts, Net worth and investment tracking, Savings goal setting, Financial health scoring

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro + Connect Monthly | $3.00 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Annual | $30.00 | per year |
| Pro Annual | $49.99 | per year |
| Pro Annual | $49.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro Lifetime | $89.99 | one-time |
| Pro Lifetime | $124.99 | one-time |


### Boring Expenses

[App page](https://appshunter.io/ios/app/boring-expenses-spend-tracker/id6747011783)

A simple, private expense tracker that focuses solely on your spending. Log expenses quickly with one-tap entry and visualize trends with instant charts. Your data is securely stored in your personal iCloud and is never shared.

**Highlights:** One-tap expense entry, Interactive charts, Customizable categories, CSV export, Apple Watch app, Offline functionality

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is Boring Expenses free?

Boring Expenses is free to download, with no in-app purchases.

### Which has better reviews, Summa or Boring Expenses?

Summa is rated higher. Summa averages 5.0 out of 5 from 2 ratings, while Boring Expenses averages 4.9 from 9 ratings.

### Do Summa or Boring Expenses have ads?

Neither Summa nor Boring Expenses shows ads.

### Which is updated more often, Summa or Boring Expenses?

Summa ships an update every 5 days, and Boring Expenses monthly. Most recently, Summa was updated on November 5, 2026 and Boring Expenses on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*