# Summa vs Expense Tracker

Summa and Expense Tracker both sit at 5.0 stars, but that hides the real split: 81% of Expense Tracker's written reviews are positive against 67% of Summa's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Summa sells 10 in-app purchases, starting at $3.00 per month and Expense Tracker sells 2 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Summa against 5.0 for Expense Tracker. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews are what separate them: 67% of Summa's written reviews are positive against 81% of Expense Tracker's.

Summa ships an update every 5 days, Expense Tracker every 4 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Summa | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-paguei/id6762012656/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 66.7% of reviews | **81.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 203 MB | 28 MB |
| Requires iOS | 18.4 | **18.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Mac |
| Age rating | +4 | 4+ |
| Developer | [Strata Veritate LLC](https://appshunter.io/developer/1818399397) | [Wilton Fernandes da Silva](https://appshunter.io/developer/1891234886) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324)

Gain deep financial insights without compromising privacy. This app processes all AI and ML models on your device, keeping your bank credentials and data secure. Track spending, manage budgets, monitor investments, and set savings goals with on-device intelligence.

**Highlights:** On-device AI for privacy, Financial health score, Secure data sharing, Guided budgeting wizard, Receipt scanning with AI extraction, Investment portfolio tracking, Configurable notifications

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro + Connect Monthly | $3.00 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Annual | $30.00 | per year |
| Pro Annual | $49.99 | per year |
| Pro Annual | $49.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro Lifetime | $89.99 | one-time |
| Pro Lifetime | $124.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-paguei/id6762012656)

Effortlessly manage your finances by tracking income and expenses, receiving timely bill reminders, and monitoring your financial health. Gamified features and a clean dashboard make personal finance engaging and simple.

**Highlights:** Quick income and expense entry, Smart bill reminders, Financial Health score, Gamified streaks and achievements, Beautiful dashboard with trends, iCloud Sync, Credit card and savings goal tracking

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paguei! Pro Mensal | $1.49 | per month |
| Paguei! Pro Anual | $11.49 | per year |


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Summa or Expense Tracker?

Summa and Expense Tracker are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Summa or Expense Tracker have ads?

Neither Summa nor Expense Tracker shows ads.

### Which is updated more often, Summa or Expense Tracker?

Summa ships an update every 5 days, and Expense Tracker every 4 days. Most recently, Summa was updated on October 30, 2026 and Expense Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*