# Summa vs WiseTrack

The clearest difference is in-app purchases: WiseTrack at none against Summa's 12. WiseTrack also leads on iOS requirement (15.0 vs 18.4). Summa's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Summa sells 12 in-app purchases, starting at $3.00 per month. WiseTrack asks for nothing beyond the download.

Summa ships an update every 5 days, WiseTrack every 2 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Summa | WiseTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 203 MB | 19 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Strata Veritate LLC](https://appshunter.io/developer/1818399397) | [fifty-fifty.gr](https://appshunter.io/developer/1894895560) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324)

Gain deep financial insights without compromising privacy. This app processes all AI and ML models on your device, keeping your bank credentials and data secure. Track spending, manage budgets, monitor investments, and set savings goals with on-device intelligence.

**Highlights:** On-device AI for privacy, Financial health score, Secure data sharing, Guided budgeting wizard, Receipt scanning with AI extraction, Investment portfolio tracking, Configurable notifications

**Features:** Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro + Connect Monthly | $3.00 | per month |
| Pro Monthly | $6.99 | per month |
| Pro Monthly | $6.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Annual | $30.00 | per year |
| Pro Annual | $49.99 | per year |
| Pro Annual | $49.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro Lifetime | $89.99 | one-time |
| Pro Lifetime | $124.99 | one-time |


### WiseTrack

[App page](https://appshunter.io/ios/app/wisetrack/id6762631655)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is WiseTrack free?

WiseTrack is free to download, with no in-app purchases.

### Do Summa or WiseTrack have ads?

Neither Summa nor WiseTrack shows ads.

### Which is updated more often, Summa or WiseTrack?

Summa ships an update every 5 days, and WiseTrack every 2 weeks. Most recently, Summa was updated on October 26, 2026 and WiseTrack on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*