# Summa vs Nettly

Summa and Nettly both sit at 5.0 stars, but that hides the real split: 100% of Nettly's written reviews are positive against 67% of Summa's. Nettly also leads on ratings volume (23 vs 2) and iOS requirement (15.1 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Summa sells 10 in-app purchases, starting at $3.00 per month and Nettly sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Summa against 5.0 for Nettly. That said, the two scores are not equally well evidenced: Nettly has 23 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 67% of Summa's written reviews are positive against 100% of Nettly's.

Summa ships an update every 5 days, Nettly every 4 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | Summa | Nettly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324/reviews) | [5.0 (23 ratings)](https://appshunter.io/ios/app/nettly/id6764193369/reviews) |
| Number of ratings | 2 | **23** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 201 MB | 46 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Strata Veritate LLC](https://appshunter.io/developer/1818399397) | [Justin Schultz](https://appshunter.io/developer/1895679362) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324)

This app helps you manage your finances by tracking expenses, budgeting, and monitoring investments. It features an AI assistant for personalized insights and allows for shared finances with family. Secure and private, it aims to improve your financial health.

**Highlights:** AI money assistant, Automatic expense tracking, Shared budgeting for families, Bill and subscription alerts, Net worth and investment tracking, Savings goal setting, Financial health scoring

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro + Connect Monthly | $3.00 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Annual | $30.00 | per year |
| Pro Annual | $49.99 | per year |
| Pro Annual | $49.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro Lifetime | $89.99 | one-time |
| Pro Lifetime | $124.99 | one-time |


### Nettly

[App page](https://appshunter.io/ios/app/nettly/id6764193369)

Visualize your finances on a calendar to track income and expenses daily, monthly, and yearly. Easily spot spending patterns, plan ahead, and manage multiple budgets with shared access and recurring entries.

**Highlights:** Calendar view for daily financial breakdown, Yearly overview of monthly totals, Multiple customizable budget calendars, Automatic recurring entries, Shared calendars for collaboration, Savings goal tracking, Export data to CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nettly Pro Monthly | $3.99 | per month |
| Nettly Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is Nettly free?

Nettly is free to download, with in-app purchases available.

### Which has better reviews, Summa or Nettly?

Summa and Nettly are both rated 5.0 out of 5 on the App Store, from 2 and 23 ratings respectively.

### Do Summa or Nettly have ads?

Neither Summa nor Nettly shows ads.

### Which is updated more often, Summa or Nettly?

Summa ships an update every 5 days, and Nettly every 4 days. Most recently, Summa was updated on November 5, 2026 and Nettly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*