# Summa vs SubHelm

The clearest difference is review sentiment: SubHelm at 100% against Summa's 67%. Summa's advantage is device support (3 vs 1) and iOS requirement (18.4 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Summa sells 8 in-app purchases, starting at $6.99 per month and SubHelm sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Summa ships an update every 5 days, SubHelm every 3 days. The most recent releases landed on September 23, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Summa | SubHelm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 325 MB | 4 MB |
| Requires iOS | **18.4** | 26.0 |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Strata Veritate LLC](https://appshunter.io/developer/1818399397) | [Sambulo Senda](https://appshunter.io/developer/957217460) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-budget-expense-tracker/id6746765324)

Gain deep financial insights without compromising privacy. This app processes all AI and ML models on your device, keeping your bank credentials and data secure. Track spending, manage budgets, monitor investments, and set savings goals with on-device intelligence.

**Highlights:** On-device AI for privacy, Financial health score, Secure data sharing, Guided budgeting wizard, Receipt scanning with AI extraction, Investment portfolio tracking, Configurable notifications

**Features:** Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $6.99 | per month |
| Pro Monthly | $6.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro + Connect Monthly | $9.99 | per month |
| Pro Annual | $49.99 | per year |
| Pro Annual | $49.99 | per year |
| Pro + Connect Annual | $79.99 | per year |
| Pro + Connect Annual | $79.99 | per year |


### SubHelm

[App page](https://appshunter.io/ios/app/subhelm-subscription-tracker/id6777939621)

This app centralizes all your recurring payments, helping you avoid unexpected charges. It offers smart reminders for renewals and free trials, receipt scanning for easy entry, and multi-currency support to track your spending.

**Highlights:** Centralized subscription management, Renewal and free trial reminders, Receipt scanning for data extraction, Multi-currency support, Profile organization, AI-powered assistant

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Annual | $19.99 | per year |
| SubPilot Pro — Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is SubHelm free?

SubHelm is free to download, with in-app purchases available.

### Do Summa or SubHelm have ads?

Neither Summa nor SubHelm shows ads.

### Which is updated more often, Summa or SubHelm?

Summa ships an update every 5 days, and SubHelm every 3 days. Most recently, Summa was updated on September 23, 2026 and SubHelm on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*