# Skypay vs SmartFlousi

The clearest difference is rating: Skypay at 5.0 against SmartFlousi's 1.0. Skypay also leads on ads (none vs shown) and monetization model (free vs ad-supported). SmartFlousi's advantage is update cadence (every 5 days vs monthly) and iOS requirement (13.0 vs 15.5). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skypay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Skypay ships an update monthly, SmartFlousi every 5 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Skypay | SmartFlousi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/skypay/id6746795030/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/smartflousi-budget-planner/id6775786643/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 235 MB | 34 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PIN SOFTWARE](https://appshunter.io/developer/1818551937) | [MetaFlowCore LTD](https://appshunter.io/developer/1806837687) |

## What reviewers say

### Skypay

[App page](https://appshunter.io/ios/app/skypay/id6746795030)

This mobile wallet app simplifies everyday financial transactions. Send and receive money, pay merchants, and top up mobile credit, all from your phone. It's accessible to everyone, even without a bank account.

**Highlights:** Send and receive money, Cash deposits and withdrawals, Merchant payments, Mobile top-ups, Transaction history, Moroccan RIB generation

**In-app purchases:** none


### SmartFlousi

[App page](https://appshunter.io/ios/app/smartflousi-budget-planner/id6775786643)

Manage your personal finances offline with this app. Track spending, plan budgets, monitor bills, and set savings goals with clear visuals and customizable categories. Your financial data remains private on your device.

**Highlights:** Offline-first personal finance management, Budget planning (planned vs. actual), Transaction tracking with recurring entries, Bill and subscription management, Savings goal tracking, Interactive financial charts, Multi-currency and multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Skypay free?

Skypay is free to download, with no in-app purchases.

### Is SmartFlousi free?

SmartFlousi is free to download, with no in-app purchases.

### Which has better reviews, Skypay or SmartFlousi?

Skypay is rated higher. Skypay averages 5.0 out of 5 from 1 ratings, while SmartFlousi averages 1.0 from 2 ratings.

### Do Skypay or SmartFlousi have ads?

SmartFlousi shows ads; Skypay does not.

### Which is updated more often, Skypay or SmartFlousi?

Skypay ships an update monthly, and SmartFlousi every 5 days. Most recently, Skypay was updated on October 24, 2026 and SmartFlousi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*