# Credit calc. vs PhiKlient

The clearest difference is update cadence: PhiKlient at every 3 weeks against Credit calc.'s every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Credit calc. ships an update every 3 months, PhiKlient every 3 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Credit calc. | PhiKlient |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Size | 20 MB | 36 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Technicenter Sp z o o](https://appshunter.io/developer/1787943269) | [Phinance S. A.](https://appshunter.io/developer/6792763721) |

## What reviewers say

### Credit calc.

[App page](https://appshunter.io/ios/app/credit-calc/id6746798455)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PhiKlient

[App page](https://appshunter.io/ios/app/phiklient/id6792763719)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credit calc. free?

Credit calc. is free to download, with no in-app purchases.

### Is PhiKlient free?

PhiKlient is free to download, with no in-app purchases.

### Do Credit calc. or PhiKlient have ads?

Neither Credit calc. nor PhiKlient shows ads.

### Which is updated more often, Credit calc. or PhiKlient?

Credit calc. ships an update every 3 months, and PhiKlient every 3 weeks. Most recently, Credit calc. was updated on October 28, 2026 and PhiKlient on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*