# Holders vs Pay9

The clearest difference is ads: Pay9 at none against Holders's shown. Holders's advantage is update cadence (every 2 weeks vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Holders ships an update every 2 weeks, Pay9 every 3 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Holders | Pay9 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Size | 62 MB | 178 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Whales Corp](https://appshunter.io/developer/1607656234) | [Masterpay Global](https://appshunter.io/developer/1805103438) |

## What reviewers say

### Holders

[App page](https://appshunter.io/ios/app/holders-stablecoin-card/id6746816977)

**In-app purchases:** none


### Pay9

[App page](https://appshunter.io/ios/app/pay9/id6748682413)

**In-app purchases:** none


## Frequently asked questions

### Is Holders free?

Holders is free to download, with no in-app purchases.

### Is Pay9 free?

Pay9 is free to download, with no in-app purchases.

### Do Holders or Pay9 have ads?

Holders shows ads; Pay9 does not.

### Which is updated more often, Holders or Pay9?

Holders ships an update every 2 weeks, and Pay9 every 3 weeks. Most recently, Holders was updated on October 24, 2026 and Pay9 on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*