# Holders vs SPay

The clearest difference is ads: SPay at none against Holders's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Holders ships an update every 4 days, SPay every 3 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Holders | SPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spay/id6762744741/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | — | Free |
| Size | 62 MB | 39 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Whales Corp](https://appshunter.io/developer/1607656234) | [NOVARA TECH L.L.C S.O.C](https://appshunter.io/developer/1894992113) |

## What reviewers say

### Holders

[App page](https://appshunter.io/ios/app/holders-stablecoin-card/id6746816977)

**In-app purchases:** none


### SPay

[App page](https://appshunter.io/ios/app/spay/id6762744741)

Manage multiple cryptocurrencies, fund a virtual Visa card, and spend globally. Track transactions in real-time and enjoy secure login with passcode and biometric options. 24/7 customer support is available.

**Highlights:** Manage multiple cryptocurrencies, Virtual Visa card, Global online spending, Real-time transaction tracking, Passcode and biometric login, 24/7 customer support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Holders free?

Holders is free to download, with no in-app purchases.

### Is SPay free?

SPay is free to download, with no in-app purchases.

### Do Holders or SPay have ads?

Holders shows ads; SPay does not.

### Which is updated more often, Holders or SPay?

Holders ships an update every 4 days, and SPay every 3 days. Most recently, Holders was updated on November 8, 2026 and SPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*