# SubSight vs Payback

The clearest difference is update cadence: Payback at weekly against SubSight's every 11 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SubSight sells 3 in-app purchases, starting at $4.99 per month and Payback sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

SubSight ships an update every 11 months, Payback weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | SubSight | Payback |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payback-debt-and-iou-tracker/id6756201066/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 months | **Weekly** |
| Size | 11 MB | 4 MB |
| Requires iOS | 17.5 | **17.2** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Daniel Romero](https://appshunter.io/developer/893059976) | [Joshua Crellin](https://appshunter.io/developer/1859115556) |

## What reviewers say

### SubSight

[App page](https://appshunter.io/ios/app/subsight/id6746824760)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly 4.99 | $4.99 | per month |
| 6 Month | $20.99 | per 6 months |
| 12 Month | $35.99 | per year |


### Payback

[App page](https://appshunter.io/ios/app/payback-debt-and-iou-tracker/id6756201066)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $3.99 | per month |
| Plus Yearly | $29.99 | per year |
| Plus Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is SubSight free?

SubSight is free to download, with in-app purchases available.

### Is Payback free?

Payback is free to download, with in-app purchases available.

### Do SubSight or Payback have ads?

Neither SubSight nor Payback shows ads.

### Which is updated more often, SubSight or Payback?

SubSight ships an update every 11 months, and Payback weekly. Most recently, SubSight was updated on October 24, 2026 and Payback on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*