# SMS Forwarder vs Personal Loans Student Guide

The clearest difference is monetization model: SMS Forwarder at freemium against Personal Loans Student Guide's subscription. Personal Loans Student Guide's advantage is review sentiment (100% vs 71%) and rating (4.5 vs 4.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. SMS Forwarder sells 9 in-app purchases, starting at $7.99 per 7 days and Personal Loans Student Guide sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Personal Loans Student Guide holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 51 and 39 respectively. Written reviews point the same way: 71% of SMS Forwarder's written reviews are positive against 100% of Personal Loans Student Guide's.

## The numbers

| Metric | SMS Forwarder | Personal Loans Student Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (51 ratings)](https://appshunter.io/ios/app/sms-forwarder-re-text/id6746873130/reviews) | **[4.5 (39 ratings)](https://appshunter.io/ios/app/personal-loans-student-guide/id6752288134/reviews)** |
| Number of ratings | **51** | 39 |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | — |
| Monetization | **Freemium** | Subscription |
| Size | 100 MB | 9 MB |
| Requires iOS | 17 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dripcode SP Z O O](https://appshunter.io/developer/1686593191) | [Jake's Quiz Ltd](https://appshunter.io/developer/1838668168) |

## What reviewers say

### SMS Forwarder

[App page](https://appshunter.io/ios/app/sms-forwarder-re-text/id6746873130)

Automatically forward incoming SMS and text messages to your chosen destinations like email, other phone numbers, or work apps. Set up custom rules and schedules to control what gets sent, ensuring you never miss important alerts, OTPs, or verification codes.

**Highlights:** Automatic SMS forwarding on iOS, Forward to email, phone number, and chat apps, Rules, filters, and schedules, OTP and 2FA code forwarding, On-device processing for privacy, Simple setup

**Features:** macOS Compatibility

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Week Sub No Trial | $7.99 | per 7 days |
| Week Sub - Re:Text | $9.99 | per 7 days |
| Month Sub No Trial | $9.99 | per month |
| Month Sub - Re:Texts | $17.99 | per month |
| Year Sub No Trial | $59.99 | per year |
| Year Upgrade Sub - Re:Text | $59.99 | per year |
| Year Promo Sub - Re:Text | $69.99 | per year |
| Year Sub - Re:Text | $69.99 | per year |
| Year Sub - 7 Day Trial | $69.99 | per year |


### Personal Loans Student Guide

[App page](https://appshunter.io/ios/app/personal-loans-student-guide/id6752288134)

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

**Highlights:** Step-by-step loan guides, AI assistant for questions, Smart payment calculator, Loan offer comparison, Credit improvement tips, FAQ section

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Loan Guide Pro | $4.99 | per 7 days |
| Personal Loan Guide Trial | $4.99 | per 7 days |


## Frequently asked questions

### Is SMS Forwarder free?

SMS Forwarder is free to download, with in-app purchases available.

### Is Personal Loans Student Guide free?

Personal Loans Student Guide is free to download, with in-app purchases available.

### Which has better reviews, SMS Forwarder or Personal Loans Student Guide?

Personal Loans Student Guide is rated higher. SMS Forwarder averages 4.2 out of 5 from 51 ratings, while Personal Loans Student Guide averages 4.5 from 39 ratings.

### Do SMS Forwarder or Personal Loans Student Guide have ads?

Neither SMS Forwarder nor Personal Loans Student Guide shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
