# Finance and Expense vs Penni

The clearest difference is in-app purchases: Finance and Expense at none against Penni's 3. Penni's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Penni sells 3 in-app purchases, starting at $3.99 per month. Finance and Expense asks for nothing beyond the download.

## The numbers

| Metric | Finance and Expense | Penni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | — | Every 4 days |
| Monetization | — | Freemium |
| Size | 5 MB | 59 MB |
| Requires iOS | **17.6** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Avi Shany](https://appshunter.io/developer/1768441278) | [OTHMANE MDIDET](https://appshunter.io/developer/1837087586) |

## What reviewers say

### Finance and Expense

[App page](https://appshunter.io/ios/app/finance-and-expense/id6746896554)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Penni

[App page](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109)

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

**Highlights:** Private by design, no sign-up required, Track expenses and income, Set gentle budgets, Manage savings goals, Financial health score, Home and Lock Screen widgets, iCloud sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 Months | $9.99 | per 3 months |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Finance and Expense free?

Finance and Expense is free to download, with no in-app purchases.

### Is Penni free?

Penni is free to download, with in-app purchases available.

### Do Finance and Expense or Penni have ads?

Finance and Expense shows ads; Penni does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*