# Risk Ready App vs Journal Lock

The clearest difference is ads: Journal Lock at none against Risk Ready App's shown. Risk Ready App's advantage is update cadence (every 2 weeks vs every 3 months) and iOS requirement (13.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Risk Ready App sells 4 in-app purchases, starting at $5.99 per month and Journal Lock sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Risk Ready App ships an update every 2 weeks, Journal Lock every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Risk Ready App | Journal Lock |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/risk-ready-app/id6746932755/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 78 MB | 16 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Risk Ready](https://appshunter.io/developer/1644810327) | [asim samuel](https://appshunter.io/developer/1871947223) |

## What reviewers say

### Risk Ready App

[App page](https://appshunter.io/ios/app/risk-ready-app/id6746932755)

This app simplifies the insurance claims process by offering tools for virtual property inspections, creating image inventories of insured items, and managing repairs. It also connects users with contractors and facilitates community support during disasters.

**Highlights:** Virtual property inspections, Image inventory of insured contents, Claims manager portal, Contractor finder and repair tracking, Community support network, Evacuation expense tracker, Risk readiness score

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $5.99 | per month |
| Premium | $29.99 | per year |
| Pro | $29.99 | per month |
| Pro | $199.99 | per year |


### Journal Lock

[App page](https://appshunter.io/ios/app/journal-lock/id6758279529)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $4.99 | per month |
| Yearly Subscription | $29.99 | per year |


## Frequently asked questions

### Is Risk Ready App free?

Risk Ready App is free to download, with in-app purchases available.

### Is Journal Lock free?

Journal Lock is free to download, with in-app purchases available.

### Do Risk Ready App or Journal Lock have ads?

Risk Ready App shows ads; Journal Lock does not.

### Which is updated more often, Risk Ready App or Journal Lock?

Risk Ready App ships an update every 2 weeks, and Journal Lock every 3 months. Most recently, Risk Ready App was updated on October 24, 2026 and Journal Lock on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*