# Credify vs Perqly

The clearest difference is update cadence: Perqly at every 3 weeks against Credify's every 11 months. Credify's advantage is ratings volume (13 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Credify against 5.0 for Perqly. That said, the two scores are not equally well evidenced: Credify has 13 ratings behind it against 2, so its average is the more settled of the two.

Credify ships an update every 11 months, Perqly every 3 weeks. Both last shipped on November 5, 2026.

## The numbers

| Metric | Credify | Perqly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (13 ratings)](https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/perqly/id6749399477/reviews) |
| Number of ratings | **13** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 30 MB | 67 MB |
| Requires iOS | **15.4** | 16.1 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RD Technologies LLC](https://appshunter.io/developer/1816137348) | [Perqly LLC](https://appshunter.io/developer/1830084823) |

## What reviewers say

### Credify

[App page](https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790)

This app helps you track and redeem credit card perks without linking sensitive financial information. It provides a unified dashboard, smart reminders for expiring benefits, and insights to maximize your return on investment.

**Highlights:** Unified dashboard of credit card benefits, Smart reminders for expiring perks, One-tap redemption via deep links, Track return on investment (ROI), Privacy-first, no bank linking required

**Features:** macOS Compatibility

**In-app purchases:** none


### Perqly

[App page](https://appshunter.io/ios/app/perqly/id6749399477)

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

**Highlights:** Tracks 200+ credit cards, Monitors all card benefits, Calendar sync with alerts, Visual progress bars, Total privacy, no account linking, Custom categories and search

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credify free?

Credify is free to download, with no in-app purchases.

### Is Perqly free?

Perqly is free to download, with no in-app purchases.

### Which has better reviews, Credify or Perqly?

Credify and Perqly are both rated 5.0 out of 5 on the App Store, from 13 and 2 ratings respectively.

### Do Credify or Perqly have ads?

Neither Credify nor Perqly shows ads.

### Which is updated more often, Credify or Perqly?

Credify ships an update every 11 months, and Perqly every 3 weeks. Most recently, Credify was updated on November 5, 2026 and Perqly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*