# Credify vs PerkTracker

The clearest difference is update cadence: PerkTracker at monthly against Credify's every 11 months. Credify's advantage is ratings volume (13 vs 3) and iOS requirement (15.4 vs 17.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Credify against 5.0 for PerkTracker. Both are backed by a comparable volume of ratings — 13 and 3 respectively.

Credify ships an update every 11 months, PerkTracker monthly. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Credify | PerkTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (13 ratings)](https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/perktracker/id6755742588/reviews) |
| Number of ratings | **13** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Monthly** |
| Monetization | Free | Free |
| Size | 30 MB | 8 MB |
| Requires iOS | **15.4** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [RD Technologies LLC](https://appshunter.io/developer/1816137348) | [CindysFamily LLC](https://appshunter.io/developer/1856012861) |

## What reviewers say

### Credify

[App page](https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790)

This app helps you track and redeem credit card perks without linking sensitive financial information. It provides a unified dashboard, smart reminders for expiring benefits, and insights to maximize your return on investment.

**Highlights:** Unified dashboard of credit card benefits, Smart reminders for expiring perks, One-tap redemption via deep links, Track return on investment (ROI), Privacy-first, no bank linking required

**Features:** macOS Compatibility

**In-app purchases:** none


### PerkTracker

[App page](https://appshunter.io/ios/app/perktracker/id6755742588)

Effortlessly manage and maximize your credit card benefits. This app automatically organizes your perks, sends expiration alerts, and provides a clear overview of all your card benefits in one place.

**Highlights:** Smart perk tracking by category and issuer, Expiration and renewal alerts, Clean and simple interface, Flexible perk management (mark as used, add custom), Multi-card support, Automatic updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Credify free?

Credify is free to download, with no in-app purchases.

### Is PerkTracker free?

PerkTracker is free to download, with no in-app purchases.

### Which has better reviews, Credify or PerkTracker?

Credify and PerkTracker are both rated 5.0 out of 5 on the App Store, from 13 and 3 ratings respectively.

### Do Credify or PerkTracker have ads?

Neither Credify nor PerkTracker shows ads.

### Which is updated more often, Credify or PerkTracker?

Credify ships an update every 11 months, and PerkTracker monthly. Most recently, Credify was updated on October 11, 2026 and PerkTracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*