# Soona vs UTrust

The clearest difference is rating: UTrust at 5.0 against Soona's 2.8. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTrust holds the better App Store score, 5.0 against 2.8. Both are backed by a comparable volume of ratings — 8 and 3 respectively.

Soona ships an update every 5 weeks, UTrust every 2 months. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Soona | UTrust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (8 ratings)](https://appshunter.io/ios/app/soona-pay/id6747006474/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/utrust/id6756832232/reviews)** |
| Number of ratings | **8** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 51 MB | 78 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Soona Technology Ltd](https://appshunter.io/developer/1819325828) | [UCB PAY LTD](https://appshunter.io/developer/1863179974) |

## What reviewers say

### Soona

[App page](https://appshunter.io/ios/app/soona-pay/id6747006474)

Manage your finances digitally with this smart financial app. It offers instant money transfers, bill payments, and mobile top-ups through a secure and user-friendly interface. Easily issue virtual Visa cards and connect with multiple banks and networks.

**Highlights:** Instant money transfers (local & international), Support for multiple banks and networks, Virtual Visa card issuance, Convenient bill payments, Instant mobile top-ups, Advanced security features, User-friendly design

**Features:** macOS Compatibility

**In-app purchases:** none


### UTrust

[App page](https://appshunter.io/ios/app/utrust/id6756832232)

Manage your money and make payments on the go with this secure financial app. It offers easy access to account balances, bill payments, and quick money transfers, all from your mobile device. Enjoy a seamless and reliable experience for all your daily financial needs.

**Highlights:** Check account balances, Transfer money, Pay bills securely, 24/7 access to payments, Fast and seamless experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Soona free?

Soona is free to download, with no in-app purchases.

### Is UTrust free?

UTrust is free to download, with no in-app purchases.

### Which has better reviews, Soona or UTrust?

UTrust is rated higher. Soona averages 2.8 out of 5 from 8 ratings, while UTrust averages 5.0 from 3 ratings.

### Do Soona or UTrust have ads?

Neither Soona nor UTrust shows ads.

### Which is updated more often, Soona or UTrust?

Soona ships an update every 5 weeks, and UTrust every 2 months. Most recently, Soona was updated on October 16, 2026 and UTrust on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*