# Budget app & spending tracker vs Velo

The clearest difference is ads: Budget app & spending tracker at none against Velo's shown. Velo's advantage is update cadence (every 10 days vs every 6 months) and iOS requirement (15.6 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Budget app & spending tracker sells 4 in-app purchases, starting at $2.99 per month and Velo sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget app & spending tracker ships an update every 6 months, Velo every 10 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Budget app & spending tracker | Velo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/budget-app-and-spending-tracker/id6747028140/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 20 MB | 88 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Thi Quynh Nhu Phan](https://appshunter.io/developer/1763169469) | [vimukthi Madhusanka](https://appshunter.io/developer/1888254668) |

## What reviewers say

### Budget app & spending tracker

[App page](https://appshunter.io/ios/app/budget-app-and-spending-tracker/id6747028140)

This app helps you take control of your finances by manually tracking every dollar spent and earned. Visualize your spending habits with charts, set up custom categories, and manage recurring bills. It prioritizes your privacy with no forced sign-ups.

**Highlights:** Manual expense and income logging, Visual spending insights and charts, Customizable categories, Recurring transaction management, Calendar view of transactions, Privacy-focused, no forced sign-up

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $9.99 | per year |
| Yearly Premium | $14.99 | per year |
| Budgy Lifetime | $19.99 | one-time |


### Velo

[App page](https://appshunter.io/ios/app/velo-budget-tracker/id6761206968)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Velo Monthly Premium | $2.99 | per month |
| Annual Premium | $19.99 | per year |


## Frequently asked questions

### Is Budget app & spending tracker free?

Budget app & spending tracker is free to download, with in-app purchases available.

### Is Velo free?

Velo is free to download, with in-app purchases available.

### Do Budget app & spending tracker or Velo have ads?

Velo shows ads; Budget app & spending tracker does not.

### Which is updated more often, Budget app & spending tracker or Velo?

Budget app & spending tracker ships an update every 6 months, and Velo every 10 days. Most recently, Budget app & spending tracker was updated on November 7, 2026 and Velo on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*