MoneyTrails vs Folio

Understand returns. Organize family coverage. Track investments, dividends, debt, and insurance in one app. INVESTMENTS & RETURNS • Record deposits, withdrawals, and transfers across accounts and currencies. • Bring multiple accounts together in a consolidated view. • Calculate returns with the Modified Dietz method, accounting for cash flow timing. • Review asset charts, annual returns, and market comparisons. • Create images of annual return comparisons for reviews and sharing. HOME SCREEN WIDGETS • See investment accounts, consolidated accounts, and dividend portfolios on your Home Screen. • Choose what to show or hide amounts. • Tap a widget to open the corresponding details. • Widgets require iOS 17 or later and are available to all users. They reflect records most recently updated in the app. DIVIDEND PORTFOLIOS • Record trades and dividends; account for splits and reverse splits in holdings and income. • Set annual income goals and see each holding's contribution. • View dividend announcements and details for holdings. On iOS, signed-in users can receive announcement alerts after allowing notifications. • Estimate the next 12 months of dividends using TTM data. Estimates are for reference and do not guarantee future income. • Search stocks across US, Hong Kong, and mainland China markets. DEBT MANAGEMENT • Track mortgages, auto loans, principal, interest, and monthly repayment schedules in a debt overview. • Compare equal principal and equal payment plans. • Explore early repayment scenarios and their effect on interest and loan duration. • Export debt accounts and repayment data to Excel, then import an exported .xlsx file to restore an account, repayments, schedule, and rate history. FAMILY INSURANCE & LOCAL IMPORT • Extract policy details from one PDF or multiple screenshots of the same policy. • Recognition runs on your device. Import materials and recognized text are not uploaded for parsing. • Review extracted details, fill in missing fields, and confirm before saving. Complex documents may need manual corrections. • Choose whether to retain source attachments for later reference. • Link a policy to multiple insured people and filter policies by family member. • Set renewal reminders and keep family policies together. PRO Pro removes the free account and policy limits and enables iCloud backup creation on iOS. Purchase options and current prices are shown in the app. AN EASIER START • Explore investments, dividends, debt, and insurance through an interactive introduction. • Import sample records to try the app. • Core tracking works without signing in. Sign in with Apple is available when you need account services. LOCAL RECORDS, OPTIONAL ICLOUD BACKUP Investment, debt, dividend, and insurance records are stored on your device by default. Core tracking works offline. If you sign in and enable dividend announcement alerts, the app sends held stock symbols, a device push token, time zone, and language to the service to match announcements and deliver alerts. Holding quantities and trade history are not sent for alerts. • On iOS, Pro users can create full iCloud backups of business records, attachments, avatars, account covers, and settings. • Automatic backup is off by default. When enabled, changed data is backed up once a day on an available network while the app is in the foreground. • Each device keeps its latest three successful backups. Existing backups remain restorable after Pro expires. • Restoring replaces local business records and settings; it does not merge edits across devices. Login credentials and Pro status do not transfer with a backup. • Backups use your system iCloud account; MoneyTrails sign-in is not required. Exchange rates, market data, account services, iCloud backup and restore, and sharing you initiate may require an internet connection. Privacy Policy: https://www.moneytrails.app/legal?tab=privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

WHY FOLIO ◎ Prices update automatically: open the app to the latest quotes and fund NAVs, and see your market value at a glance without looking anything up. ◎ Import from screenshots, no more copying by hand: add a screenshot of the holdings page in your brokerage or fund app, and Folio reads the symbol, name, quantity and cost. Trade history works too, with buy or sell, price and date recognized automatically. ◎ Every asset on one screen: China A-shares, Hong Kong, US, German and UK stocks, funds, gold, cash and crypto, all in one place. ◎ Auto-invest records: set your own frequency and amount, and each purchase is recorded when it's due, so none are missed and your cost stays clear. ◎ Dividends: dividends for A-shares, US stocks and funds are fetched and shown automatically. ◎ Multi-currency: choose a base currency and exchange rates are converted automatically. WHO IT'S FOR • People holding stocks, funds, gold and more who want to see it all in one app • Anyone tired of complicated budgeting apps who only wants to track what really matters • Regular investors who want every auto-invest purchase on record • Privacy-minded people who would rather not hand their asset data to someone else's cloud PRIVACY Your asset records stay only on your device and in your own iCloud. Screenshots you import are used just for recognition and are never kept. Folio is a personal asset tracker. It does not provide investment advice, trade execution or return forecasts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 【为什么选择财记】 ◎ 价格自动更新：打开即是最新行情与净值，市值一眼看清，不用一个个去查价。 ◎ 截图导入，告别手抄:把券商、基金 App 的持仓页截图拖进来，自动识别代码、名称、数量、成本;交易记录也支持截图导入，自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完：A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账：自己设定频率与金额，到期自动提醒并记账，不再漏单，成本曲线一目了然。 ◎ 分红记录：A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持：选择主币种，汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产，想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据，一切只在你的设备与你的 iCloud 之间。 个人资产记账工具，不提供任何投资建议、交易撮合或收益预测。 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/