# ОщадPAY vs Moxory

The clearest difference is in-app purchases: ОщадPAY at none against Moxory's 2. ОщадPAY also leads on iOS requirement (16.7 vs 26.0). Moxory's advantage is update cadence (every 6 days vs every 5 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Moxory sells 2 in-app purchases, starting at $5.99 per month. ОщадPAY asks for nothing beyond the download.

ОщадPAY ships an update every 5 weeks, Moxory every 6 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ОщадPAY | Moxory |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 6 days** |
| Size | 42 MB | 35 MB |
| Requires iOS | **16.7** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [JSC "Oschadbank"](https://appshunter.io/developer/1101088632) | [RECRE8BOX](https://appshunter.io/developer/1815455727) |

## What reviewers say

### ОщадPAY

[App page](https://appshunter.io/ios/app/pay/id6747070597)

**In-app purchases:** none


### Moxory

[App page](https://appshunter.io/ios/app/moxory/id6769531754)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $5.99 | per month |
| Plus Yearly | $49.99 | per year |


## Frequently asked questions

### Is ОщадPAY free?

ОщадPAY is free to download, with no in-app purchases.

### Is Moxory free?

Moxory is free to download, with in-app purchases available.

### Do ОщадPAY or Moxory have ads?

Neither ОщадPAY nor Moxory shows ads.

### Which is updated more often, ОщадPAY or Moxory?

ОщадPAY ships an update every 5 weeks, and Moxory every 6 days. Most recently, ОщадPAY was updated on October 26, 2026 and Moxory on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*